Howard graduated from high school on the east side of Cleveland and graduated from Dayton University. He worked for many years in the commercial insurance industry, traveling a great deal for his employer. After semi-retiring, he came to Decker Steel to work with the inside sales staff. When there was a need for an outside sales ambassador, Howard had the perfect personality to fill the role. Howard and his wife, Sally, lived for many years in Parma Heights before downsizing. They have three grown sons.